Zero+ turns your salary, loans and budget into clear guidance — a financial score, smart alerts, and interactive what-ifs you can play with every day.
Ends in 2y 8mo · frees up your month.
Frees 220/moEnds in 8 months — one less commitment.
Frees 150/moZero+ speaks to you in plain language and lets you explore your future with a tap.
Starts in 10 months · +119/mo.
Burden 28% → 35%Status, score and risks — graded from your own numbers, every day.
Add a little to your payment and watch the term shrink:
A fresh, interactive simulation each day. Drag a slider, see the impact instantly.
Ends — one less commitment 😃
Starts · +119/mo
Ends · frees 220/mo
A timeline from today to 15 years out — every change, ending in a celebration.
Powerful math under a calm, friendly surface.
See where you stand at a glance — with the risks that matter flagged before they bite.
Know the next changes to your budget — a loan or commitment ending, or a goal about to start.
Pay off faster, refinance, build an emergency fund — try it live and watch the outcome move.
Every loan, commitment and goal mapped from today to the day you're finally debt-free.
Project your balance and net worth years ahead — with cash-flow and net-worth views.
No account, no servers, no tracking. Your data never leaves your device. Ever.
Zero+ has no accounts and no analytics. Everything you enter is stored only on your phone — we never see it, and there's nothing for us to collect.
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Zero+